About Us

The New York Black Car Operators’ Injury Compensation Fund was created by statute (Chapter 49 of the laws of 1999) to provide Workers' Compensation coverage and other benefits to Black Car operators in the state of New York. The statute was signed into law by Governor George Pataki in May 1999. On October 1, 1999, the billing, collecting and remitting portion of the statute took effect. On January 20, 2000, Workers’ Compensation coverage for drivers affiliated with Member Bases took effect. In later years, our company adopted a shorter title, and while we still have the same official title, we are widely known simply as The Black Car Fund.

The statute covers all drivers of The Black Car Fund’s Member Bases in the State of New York, although 98% of the companies are based in the greater New York City Metropolitan area. A ground transportation company must become a Member Base of The Black Car Fund if they meet the criteria outlined in the statute, namely: more than 90 percent of its for-hire business is done on a non-cash payment basis, and the company owns less than 50% of the vehicles that it dispatches. Ground transportation companies operating outside of New York State are also required to become Member Bases of The Black Car Fund if they do work within the state of New York and also meet the criteria outlined in the statute. The Fund derives its income from a passenger surcharge, added on top of the fare, which is billed and collected by Member Bases from their clients and then remitted to The Fund. Today, The Fund has well over 500 Member Bases and covers an estimated over 100,000 drivers throughout New York State.

The Black Car Fund is proud of our more than twenty-six-year history of providing a critical safety net for the Eligible Drivers we protect throughout New York. They're protected on the job, with workers' compensation, and off the job through the numerous health wellness and income-protection related benefits we provide through our Drivers Benefits program. New York’s for-hire drivers have never been more protected than they are now!

Plan of Operation | The Statute | Surcharge & Tax Exempt Customers 

What is Workers’ Compensation Insurance?

Workers’ Compensation Insurance provides coverage for an employee who has suffered an injury or illness resulting from job-related duties. Coverage includes medical and rehabilitation costs, as well as a portion of lost wages for employees injured while on-the-job.

The for-hire industry’s drivers are independent contractors; however, for the purposes of the state statute, our Member Bases’ affiliated drivers are The Fund’s employees for the purposes of workers’ compensation coverage if injured while working.